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We’re the largest responsible personal loan company in the United States
A trusted lender for more than 20 years Fixed rates and fixed payments Personalized services.
Complete our online application, Submit your loan application, along with your personal, employment, and financial information
If approved, a OneMain loan specialist will contact you to Verify identity, income, employment, and collateral (if applicable)
After you review and accept your loan terms. Sign your contract & Easy Receive your funds
Easy and fast online LIGHTSTREAMUSA, cash loans and more.
Personal Loans provide fast and easy money solutions with loan amounts ranging from hundreds to thousands based on your state.
Start or expand your business with loans guaranteed by the Small Business Administration. Use Lender Match to find lenders that offer loans for your business.
Get the money you need right now. Pay it back over time.
Get the money you need while continuing to drive your vehicle.
Get the money you need right now. Pay it back over time.
Payday Loan, also known as a LIGHTSTREAMUSA, is a short-term loan typically due on your next payday.
See all below Steps for loan application
Fill out our simple & easy online form and our specialist will contact you to Verify identity and assist you
We match you with a lender based on their requirements and direct you Application
Cash is directly deposited to your bank account after approval!
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Please read carefully and learn about LIGHTSTREAMUSA.com
1. Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. CA minimum loan amount is $3,000. GA minimum loan amount is $1,500 for present customers and $3,100 for others.
2. Remote loan closings are available in some areas without branches Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York State will be accepted through this site. If you are using a screen reader and are having problems using the website please contact on our email for assistance
CA: LIGHTSTREAMUSA, LLC and LIGHTSTREAMUSA Services, Inc. and First Finance Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: LIGHTSTREAMUSA, LLC – NMLS # 1338749 and First Finance Consumer Loan, Inc. – NMLS # 837953. PA: LIGHTSTREAMUSA, LLC and LIGHTSTREAMUSA, Inc. and LIGHTSTREAMUSA Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: LIGHTSTREAMUSA Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.